Deposit Rates*
Checking
/ APY
Share
/ APY
Money Market
/ APY
Health Savings
/ APY
Loan Rates as low as*
Used Auto
APR
5-Year ARM
/ APR
Visa® Credit Card
APR
Account Disclosures
Use the links below to download and/or print copies of our disclosures, or if you are an existing Visa® credit card cardholder, to request a copy of your Cardholder Agreement.
Account Disclosures
| Account
Rules and Regulations For accounts opened before March 10, 2025 |
| Account
Rules and Regulations Governs all accounts effective March 10, 2025 |
| Safe Deposit
Box Lease Agreement For Safe Deposit Boxes leased before January 23, 2025 |
| Safe Deposit
Box Lease Agreement For Safe Deposit Boxes leased on or after January 23, 2025. Governs all other Safe Deposit Boxes effective March 15, 2025. |
Card Disclosures
| Supplemental Terms and
Conditions For NCPAFCU Visa® Debit, CashPoints®, CashPoints Global and HSA Cards |
| SECU
Visa® Gift Card Cardholder Agreement For gift cards activated on or after May 24, 2022 |
| SECU
Visa® Gift Card Terms and Conditions For gift cards activated before May 24, 2022 |
| NCPAFCU
Visa® Credit Cardholder Agreement For new accounts The Visa credit card Cardholder Agreement contains Pricing Information and may show a range of APRs. |
If you are an existing Visa credit card cardholder and would like to request1 a
copy of your Cardholder Agreement, please contact us at (888) 732-8562 or request a copy online via Press Pass.
Request Agreement
1 Copy of your Cardholder Agreement will be mailed to the address on your
account.
*Quoted rates, dividends, annual percentage yields (APY) and annual percentage rates (APR) are
subject to change daily at the discretion of the Board of Directors.
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| NMLS#1086841 | Federally Insured by NCUA
North Carolina Press Association Federal Credit Union conducts all member business in English. All origination, servicing, collection, marketing, and informational materials are provided in English only. As a service to our members, we will attempt to assist those who have limited English proficiency where possible.